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Sales are WAY UP
at The Keys Condominiums of Walnut Creek condos
provide lower cost alternative
 As home prices continue to escalate,
condominiums continue to provide a lower cost
alternative.
The Keys offers amenities that no other complex
in the area can provide. 21 Acre Tropical
Garden Resort Facility offers , Tropical
Gardens Full Country Club Facilities.
Buyer's who want to get the most value for
their housing dollar soon find that no other
Condominium complex in the area can really compete
with The Keys
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Can I Relax Now That
My
Loan Is Pre-Approved?
W hen homebuyers begin feeling rather smug
and complacent after their loan is pre-approved, they
somehow think they can go on "autopilot" until closing.
The truth is, a solid loan pre-approval with no
conditions is a fairly safe bet that everything will
sail smoothly, but it certainly is no guarantee.
During the time
between loan origination and closing, varying factors
can enter into the "picture" that may call into question
the homebuyer's ability to re-pay a mortgage loan to the
lender in question. Most of these factors and
responsibilities sit squarely on the shoulders of the
homebuyer. Safeguards for buyers (borrowers) to observe
after the loan pre-approval and before the home's
completion may include the following:
- Changing jobs: Buyers represent themselves as
being employed in a particular line of work at a
particular rate of pay, and may offer the lender
promises of salary bonuses or future commissions during
the escrow process. This may all look great to the
lender, with verifications received from the homebuyer's
employer of all of the above. The danger here is in
making a change after the fact. Many lenders agree that
borrowers must have at least two years' stable
employment history with their employer, and if they must
change jobs, they should stay
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The Truth About Condo
Living
P eople buy condo - miniums for a myriad
of reasons. These attached dwelling units are more
affordable than single-family homes and, consequently,
are attractive alternatives for first-time or low-income
buyers. Sharing maintenance and repair responsibilities
appeals to people who have limited time or aren't
interested in such chores. Many condo complexes have
swimming pools, recreation rooms, tennis courts or other
amenities, and many condominiums are located in highly
desirable resorts, golf course communities or vacation
hot spots.
Of course,
there are pluses and minuses to community living. If
you're thinking about buying a condominium as a
full-time residence, here are some questions to
consider:
Are you a good neighbor?
Like apartment
tenants, condo - minium residents share walls, floors,
ceilings, hallways, entrances and parking areas with
their neighbors. Respect for other people's right to the
quiet enjoyment of their homes is part of the
arrangement. Your neighbors will appreciate (and
hopefully reciprocate) your efforts to turn down the
volume, walk softly, close your doors quietly and limit
your vacuuming to reasonable hours. If you're a noisy
neighbor, you won't be welcome.
Are you willing
to follow the community's rules?
Condominium owners
are bound by the association's covenants, conditions and
restrictions (CC&Rs). These thick legal documents
cover everything from special assessments and the
election of
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Exciting Building
Products
For Exciting Times
 Owners
upgrade at The Keys. Marble, Granite and Pillars. Greco -
Roman, Egyptian ??
ay,
so cars still don't drive themselves and most of us still have
to walk up and down aisles to buy groceries -- two things I
predicted in my teens we wouldn't have to bother with in the
21st century. Personal Baby Boomer predictions notwith -
standing, there are still a lot of exciting things happening
in the building industry for the new millenium. BUILDER
magazine enters the new century with 50 of the most
inquired-about new home products in their December issue.
Although space prohibits
all 50 being mentioned here, see if any of these cutting edge
products gets you feeling "switched-on" about the future of
homebuilding:
Concrete: One
of the most durable materials in homebuilding, concrete is now
used in much more exciting ways than just foundations and
driveways in new homes. Products from Insulated Concrete
Forms, to patterned floors make the future of concrete look
bright indeed. The low maintenance and design flexibility of
concrete makes it practical and energy efficient when used
structurally. Stay tuned for more and more uses for concrete
as wood product prices continue to skyrocket.
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July 2000 
